OWNER-FINANCING AVAILABLE!! Discover the perfect oversized lot in Phase 19 of The Retreat Country Club. This property features a beautiful creek running along the back, creating a stunning natural water feature. Backing directly to a greenbelt and forest area, you’ll enjoy unmatched privacy with no neighbors behind. With a 650 sq. ft. minimum building requirement, you have the option to create an affordable tiny site built home or design your dream retreat. Plus, this serene property is conveniently located just five minutes from the popular Ham Creek Park, offering easy access to outdoor activities and recreation. Don’t miss out on this unique opportunity!